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Auto Transport Insurance: What You Need to Know

Suppose you’re preparing to transport your car to another location through a carrier. In that case, auto insurance will come up at some point. Here’s what you need to know about auto transport insurance coverage.

What is Auto Transport Insurance?

Auto transport insurance is the protective policy that logistics companies use to cover any unforeseen damages or events to your vehicle in transit. While most professional drivers will take the utmost care when carrying your car, the unexpected can always occur.

Auto transport insurance can vary by provider or company, but the principles remain the same. So here’s what you need to know about coverage when transporting your vehicles.

What Do You Need to Know About Auto Transport Insurance?

Here are seven essential things to know about auto transport insurance.

1.     Always ask an auto transport company for proof of insurance.

There’s nothing more alarming than a logistics company operating without auto transport insurance, meaning that if something happens to your vehicle in transit, there’s no liability for their actions. Always ask for proof of insurance when using an auto transport service.

2.     The paper trail is critical; ensure everything is in writing.

The key is in the details of auto transport insurance, so it’s highly advised to get every agreement in writing, even special considerations. If anything happens to your vehicle, you’ll have a point of reference to understand what the policy does and doesn’t cover.

Auto transport insurance: Written agreement

3.     Auto transport insurance will not cover loose items in the car.

Auto transport insurance rarely covers any loose items in the car, such as accessories, electronic devices, CDs, and anything else that could detach from the vehicle’s body. Ensure all these items are out of the car before the transport company takes possession.

4.     Check what the policy covers.

It’s always a good idea to check over the fine print to know what’s covered should something happen to your vehicle. Policies can vary by company or transport methods, so keep on top of coverage by asking to see a copy of the auto transport insurance.

5.     Record your vehicle’s condition before the auto transport company takes possession.

Every professional auto transport company will do a pre-possession inspection of the vehicle, noting its condition before they load it onto their containers. However, you should perform the same review, taking pictures of everything before they take possession. If something happens, you don’t want your auto transport company to waive liability because their report said something different from reality.

6.     Check the Bill of Lading upon arrival.

And on that note, when the vehicle arrives at its destination, you’ll want to check the car’s condition before signing off the Bill of Lading. Ensure everything is working, running smoothly, and in its expected state.

7.     Know your rights with auto transport insurance.

Although rare, there are instances where auto transport insurance policies don’t deliver on their agreed services. If something is amiss, contact your local Better Business Bureau or file a complaint with the US Department of Transportation.

Find a Fully-Insured Auto Transport Company Here

Suppose insurance coverage is a concern when deciding on an auto transport company. In that case, you’ll find a fully-insured, reliable logistics firm with Elevation Transport Services. Contact our support team for a clear idea of insurance according to your vehicle’s needs.

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